General Terms and Conditions
The content of this website is for your general information and use only. This content:
• Is subject to change without notice.
• Represents the opinion of the author/contributor.
• Is presented "as is". As such, neither we nor any third parties provide any express or implied warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
• Cannot and does not replace professional advice or assistance in any given field or industry, including but not limited to the mental or physical health industries, financial services or personal counseling or therapy.
Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements. In no event shall Weber Consulting Group, LLC or its contributors be liable for any damages or consequences resulting from the direct or indirect use of these services.
When you sign up to become a Member, you will also be asked to choose a password and username. You agree to maintain the confidentiality of your password and not disclose it to others. You agree not to use the account, username, or password of another Member at any time. You agree to notify us immediately if you suspect any unauthorized use of your account or access to your password. You are solely responsible for use of your account.
From time to time this website may include links to other websites or reference to other individuals or organizations. These links or references are provided for your convenience to provide further information. They do not signify or represent an endorsement of the website, organization or individual. We have no responsibility for the content of the linked website(s). By accessing the noted link you will be leaving our website and entering a site which is hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the site which you are entering, which may be different than those of ours.
Except as listed in the "About Us" section, the organizations or individuals referenced in this site are not affiliated with or agents of Weber Consulting Group, LLC. We do not assume any responsibility for any act or omission on their part. If a user chooses to contact a contributor to the rethinkingretirement.com website or any individual or organization referenced in the site, their relationship is strictly with that individual and does not involve Weber Consulting Group, LLC in any way. We advise users to verify the certification and / or licensing of any individual/organization with whom they choose to enter a professional relationship with the appropriate licensing authorities. Users release and agree to hold harmless Weber Consulting Group, LLC, its officers, directors, employees and agents from all claims resulting from the acts of organizations or individuals referenced in the site.
The Rethinking Retirement Life Planning Profile was developed with the assistance of psychologists, life coaches, financial advisors and many others. It is not, however, a psychological assessment, health assessment or financial planning tool. The Rethinking Retirement Life Planning Profile should not be used as a substitute for professional assistance in any given field or industry. As you are the only one who knows the complete details of your personal situation, it is up to you to determine when professional assistance is needed.
All content on the site is protected under United States patent, copyright, trademark and other intellectual property laws. Users may not modify, publish, create derivative works from, distribute or reproduce any content including text, graphics, images, logos, software or other content without obtaining prior express written consent from the owner of such proprietary rights. Any copyright infringement and/or plagiarism will be prosecuted to the full extent of the law.
All trademarks reproduced in this website which are not the property of, or licensed to us are acknowledged and credited to the appropriate owner within the site.
This site is partially supported by banner advertising. While we screen ads to ensure they are appropriate, we do not necessarily endorse the products, services or organizations sponsoring those ads.
Your rights when you submit content to us.
RethinkingRetirement.com serves to share information from many sources. Users of the site often have their own experiences they would like to share either through the telling of "Your Stories" or contributing articles or information for posting on the site. Contributors to the site reserve the following rights.
You keep your rights to your content. We do not claim any ownership rights in the content that you submit to us. After posting, you continue to retain any rights you may have in such content, and you continue to have the right to use your content in any way you choose.
You grant us a license to your content. By submitting your content to us, you grant us a non-exclusive, royalty-free, perpetual, world-wide, license with the right to grant sublicenses to publicly display, distribute, reproduce, edit, modify, create derivative works from, and in any way otherwise use and reuse your content (or any portions or derivative works thereof) through Weber Consulting Group, LLC and our affiliates.
Weber Consulting Group, LLC reserves the right to display advertisements in connection with your content and to use your content for advertising and promotional purposes.
What Your License Means. Without this license, we might not be able to digitally compress and/or resize photos that you submit or otherwise format content to satisfy technical requirements. The license you grant is non-exclusive (meaning you are free to license your content to anyone else), fully-paid and royalty-free (meaning that we are not required to pay you for the use of your content). The license does not grant us the right to sell your content.
Termination of Your License to Us. You can withdraw your content and revoke this license at any time simply by contacting us in writing. See the Contact Us page on the rethinkingretirement.com site.
You represent and warrant that:
• You own the content that you are submitting to us;
• The content you are submitting is original work created by you; or
• You have legally obtained the rights to the content you are submitting and that your content does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person.
1. We welcome others to link directly to our site, but do not allow framing or hotlinking.
2. Illegal and/or unauthorized use of the site, including any attempt to collect names, usernames, email addresses and/or phone numbers of Members by electronic or other means is prohibited.
3. Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.
Weber Consulting Group, LLC reserves the right, in its sole discretion, to change, modify or otherwise alter these terms and conditions at any time. Such changes and/or modifications shall become effective immediately upon posting. Please review the terms and conditions periodically. If you do not agree to be bound by (or cannot comply with) the Agreement as amended, please contact us to close your account and / or cease to access this site. You will be deemed to have accepted the Agreement as amended thirty (30) days after the amended agreement is posted if you continue to use the Service. All other terms of this Agreement will continue in effect.
Where to Invest Now
Human Capital vs. Financial Capital
It’s been said the financial markets don’t like uncertainty. But one thing that is certain is that with the market declines of the past decade or so many people have seen their planned retirement dates pushed further and further into the future...